There are balance transfer offers everywhere. The hardest part is knowing which one is going to work out best for you. Do you want to go with Visa? Chase Bank? Who the heck should I pick?

Well, to make it easier for you, I wanted to give you some pointers on how you can choose the best card for yourself. By asking yourself the following questions, you should be able to pick out a card that’s going to work the best for you. By answering these questions, you’ll be able to get yourself on the right path to getting a card.

What are you going to transfer? What do you want to put on this card? Do you want to put your mortgage on it? Do you want to put your student loans on it? You will want to know so that you’re better organized.

How much are you going to transfer? The more you know about your transfer, the better. How much are you going to want to transfer when you fill out the application? Are you looking to transfer $1,000? $5,000? Some card companies are going to have limits. This is why I’m asking.

Can you pay the bill off in full within 12 months? Most balance transfers don’t last longer than 12 months. If you think that you won’t be able to pay it off within 12 months, you may have to think of another game plan. If you really want to, you can always transfer again in the future. I just find it easier to do it all at once.

Now, if you’re looking to get a balance transfer card, you’re going to want to meet the following requirements….

*Have a good score: If your credit score isn’t higher than 750, you’re going to probably going to have to wait.

*Your credit history: If you’re new to the credit game, you will probably have to wait again. You most likely will want to have a history of at least 5 years.

*DTI: If you have a lot of debt, you may want to wait again. Unless you can explain your situation to the credit card companies, they most likely may think you’re too high of a risk.

There are a lot of banks out there offering deals such as these. What you’re going to want to do is make sure that you look into what you want. Read the terms and conditions closely and you should be able to transfer your balance over to a 0% APR.

If you’re looking for a zero interest balance transfer, let me show you the top offers as of today! Pick one out that best suits you.