Archive for July 18th, 2010

Health Insurance Policy – Tips

Now a day we get many health insurance policies available in the market but they are not same. Some of them are very attractive especially which are very cheap. Though we don’t always consider the cost of insurance. This is not the only factor. We should try to get different quotes from different insurance providers. Everybody wants to get cheap health insurance policy. They always try to get cheap health insurance. But this is there very big mistake, I can say. You have to think that how they can give you cheap insurance policy? You have to find out that these entire things they cover in it? Then you can see that this is not suitable for you. You have to find out which one is the best for you. You have to consider that what essential coverage you need & what about the deductibles? At first you have to…

How to do Employee Stock Ownership Plan (ESOP) Valuation?

An Employee Stock Ownership Plan or ESOP is a way through which an employee of a company can own its shares. Companies offer ESOP primarily for motivating and rewarding their employees. In most of the cases ESOP is given by the company and not purchased by the employee. There are different methods of ESOP valuation. However, for the sake of understanding how it works, let us focus on the below mentioned methods. The Book Value Method The first of the ESOP valuation methods is the Book value method. In simple terms, this is nothing but Assets minus Liabilities which is equal to the equity held by the company or the owner. This is purely based on the accounting books of the company and is hence known as the Book Value. However, under the Book value method, the assets of the company may not be reflecting the accurate valuations. The Discounted…

Nifty Futures Trading Tips

This article answers certain questions like: What is Nifty and how trading is done? Advantages of trading in Nifty Daily intraday trading tips of Nifty future Risk Involved. What is Nifty and how trading is done? a. Nifty (S&P CNX Nifty) is the Index of Indian share market on NSE (National Stock exchange) like Sensex on BSE (Bombay Stock Exchange). b. Trading is done on Nifty contract which is also called as Nifty future derivative. Nifty derivative movement is based on Nifty index. In stock market language it is called as “underlying of Nifty future contract is S&P CNX NIFTY Index.” c. Nifty Lot Size – Nifty derivative consist of a lot of 50 quantities of Nifty. So if you want to buy Nifty contract then you have to buy at least one lot. The trading in Nifty contract is done in lots. d. Nifty Expiry – The Nifty derivative expires every…

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