Lien Alert: A lien is a demand placed on a person’s property in order to get hold of the compensation of a debt. It could be a placed by a state government, the IRS, or even contractors for non-payment of repairs or property improvements. Here are a few other types of likely liens against a home: – Overdue federal or local property taxes owed. – Owing child support. – In a divorce situation, one spouse might hang on to the residential home but the opposing spouse is granted a lien on the rightful home to watch over his or her future benefit. Statistics show that at least two of five people in the U.S. have, or will have, a lien or judgment placed against their home. For whatever reason a lien is placed on an unlucky person’s land, you needs to have it removed before you can sell or refinance an…

When finding a mortgage, you will want to obtain the best possible rate for your situation. There are many factors that can affect your ability to obtain the best mortgage rate. Often people with less than perfect credit will be at a disadvantage for getting the best mortgage rates. Did you know that having numerous credit cards with high balances can affect your ability to get the best rates? If you have missed payments and have too many credit accounts, this can have a direct affect on your credit score as well. A FICO score is your credit score and lets potential lenders know how much of a risk you pose as being a potential borrower. A risk is defined as how likely it will be that you will not be able to pay the money borrowed or owed. Generally speaking, a credit score ranges from 300 to 900 and is weighted…

Introduction Fast paced advancements in web technology and the rise of social media have now given vast amounts of power to the consumer, which has huge implications for acquisition and retention. This report dispels some myths commonly held by FS providers surrounding social media’s reach, purpose and value, and also highlights the dangers associated with a lack of adoption. Scope *Using extensive secondary and primary research, recent trends in social media and consumer appetites for its use in the FS space are identified *Identification, and in-depth analysis, of assumptions commonly held by FS providers regarding social media’s reach, purpose and value *Discussion of the dangers associated with lack of adoption *Provision of concrete actions for FS providers to take in order to integrate social media into a holistic retention strategy Highlights In a world where social media is now hard to get away from, it is vital that FS…

India has surfaced since the last several years as one of the fastest growing economies in the world. This is the reason why the Indian capital market, i.e. the stock market attracts investors big and small and from within and outside the country. It is the sensex that is termed interdependently with India stock market. Also called BSE sensex, as it represents the Bombay Stock Exchange (BSE), it is considered significant to India’s burgeoning economy given its role in raising funds beyond expectations for the Indian capital market. As the oldest stock exchange in Asia and ranking amongst the top in the world in terms of listed companies, revenue generated, transaction numbers, and other aspects, the BSE, originally �€˜The Native Share & Stock Brokers’ Association’ is the investment destination for lakhs of investors. No wonder its presence since the year 1875 has seen it grow by leaps and…