A man calling himself “America’s Prophet” and claiming the psychic ability to predict the stock market’s highs and lows was accused by federal regulators Thursday of bilking $6 million from more than 100 investors. The Securities and Exchange Commission filed a civil lawsuit against Sean David Morton and three companies he is said to own under the name Delphi Associates Investment Group. The SEC says Morton lied to investors about his financial successes and the use of the investors’ money. The SEC is seeking an injunction against Mr. Morton, and unspecified fines and restitution. Mr. Morton couldn’t be located Thursday for comment, and there were no phone numbers publicly listed in the area where he is said to reside. The SEC said it wasn’t aware of an attorney representing him. Starting in 2006, Mr. Morton drummed up investors by telling them he would use his psychic powers to guide his investing team…

More information about Auto Insurance Most people think that full coverage auto insurance refers to just collision and comprehensive coverage, but it actually refers to the following coverages: Comprehensive coverage �€“ This pays for repairs to your car when it’s been damaged by fire, vandalism, theft, or storms. Uninsured motorist coverage �€“ This pays for damage to your car or injuries to you or your family members caused by an uninsured, underinsured, or hit-and-run driver. How to Get the Best Rate 1. Raise your deductible �€“ Raising your deductible (the money you pay toward a claim before your insurer will pay) can dramatically reduce your premium. 2. Get discounts �€“ Insurance companies offer numerous discounts such as good driver discounts, low mileage discounts, senior discounts, safety features discounts, security device discounts, multiple policy discounts, and a host of others. 3. Compare rates �€“ Because insurance rates…

More information about types of home insurance Buildings insurance – types of cover The most important factor when insuring your property is to cover the full rebuilding cost and not the market value. The land under your house is not under threat from theft, storms and fire and as the land is normally about a third of the total property value it is important to make sure you cover rebuilding costs rather than market value. It can often prove less costly to rebuild your house from scratch than to buy another, as the land it sits on will usually remain unscathed. Remember, the same type of house in a slightly different area can have a lower market value than another but yet cost just the same to rebuild in the event of a fire, etc. Therefore, cover your house against the rebuilding cost, and not against its market value. To…

More information about Health Plan Changes in 2010 What’s New For Medicare 2010? As we wind down 2009, it is time to look ahead. Some changes will take place that will affect some Medicare beneficiaries. It is time to find out if your own health plan will be affected so you can make the right decisions. Note that the US government provides one of the best online resources. You can always consult Medicare.gov for the latest information. It allows you to look up and compare area plans, ask questions, and find answers to common questions about the US government health plan for seniors and disabled people. Plan B Premums Most Americans do not have to pay a Part A premium. Existing beneficiaries, who had Part B taken out of social security, will probably be happy to note that their Part B premium, which is usually taken out of a social security…

You can by no means totally avoid getting yourself into those unforeseen circumstances, with the uncertainties of present day’s life especially so after the global economic slump. You might have exhausted the entire monthly salary and savings and you have an emergency to deal with that wants immediate cash spending. This is at what time you start realizing the importance of cash advance payday loans regardless of its high interest rates, fees and all that. These loans provide a range of advantages to people that are discussed below. Cash advance payday loans are short-term unsecured loans. The cash that you get is little on the other hand more than enough to offer you financial security in your everyday requirements like utility and grocery bills, settling credit card dues, medical bills, car repairs bills, and the like. You can get the loan amount from $100 to $1500 for the period…

It seems as if every year has its own recommendations for buying particular penny stocks to kick off the New Year on the right foot.� And 2010 has been no exception to this rule. So if you are hungry to find some promising penny stocks to invest in this year, try looking at the following suggestions.� We make no promises that they will make you a lot of money; as always you should do your own diligent research and see what you can do with them.� But they should at least be inspiring to you and give you an idea of what is out there. First off let’s start with Fannie Mae.� Otherwise known as the Federal National Mortgage Association (or FNM) this has understandably been a quiet stock of late.� But many people are suggesting that when the housing market picks up again there could…