Adviser satisfaction with independent broker-dealers will be ranked separately for the first time by J.D. Power and Associates, the company said today, as it launched its annual survey of adviser satisfaction with their brokerage firms. Now in its third year, the survey had focused largely on wirehouses and regional firms in the past. “Independent broker-dealers had been neglected in earlier surveys and we wanted to recognize this important and growing segment,” said David Lo, director of the marketing information company’s investment services and mortgage practice. The survey covers key areas of adviser satisfaction including compensation, support (compliance, home office, marketing and sales, practice management) and ease of account transfers. “Its results often are used by company management to create programs aimed at increasing adviser satisfaction, so the survey represents an opportunity for advisers to share their views and opinions directly &#x…

You will definitely face problems and complications if you do not understand the features of debt settlement and what it is capable of. To either over exaggerate or underplay the benefits of debt settlement is going to be very problematic in the long run. Instant relief? This is one question that many borrowers often ask. Does debt settlement offer instant relief? What is meant by instant relief? Are you really looking for a scenario where all your debt problems will vanish in a single instant? If that is the case, you should search for the nearest magical wizard and request him or her to wave his or her magic wand and solve all your debt problems. You’re the person who is responsible for your problems. You’re the person who will have to find the solution. If you win a lottery, all your debt problems may vanish. If some long lost…

Why should you opt for debt settlement before opting for bankruptcy? Because it is there! Why do you want to make the mistake choosing financial death before having a talk with your lender for a settlement deal? If you are hesitant of choosing the fantastic financial remedy because you are afraid of dealing with fraudulent companies, then you should not have dealt with credit card issuers, doctors, lawyers, greengrocers and automobile dealers as well. There are fraudulent service providers in each and every service in this world. To opt for bankruptcy just because you do not have the confident of choosing and finding the right party is ridiculous. What should you do? Rather than focusing on the fraudulent companies, you should focus on steps to find the right settlement company. Where can you find these companies? Are they there? Do they even exist? You can find all the information you…

There is a time when you like excitement and fun in your life. However, there is a time when you want life to be steady and stable. A middle aged individual always prefers the latter option. He or she would have committed to numerous financial obligations and would have many responsibilities. In such a scenario, the option of a drastic change in life is always the least preferred one. There are many persons who do not change their job even though they are not happy in the same because it helps them get by. People begin to fear the unknown because of uncertainty in the world and prefer to stick to the stable life to ensure they fulfill their responsibilities properly. In such a scenario, a loss of job can have disastrous consequences on your life. You may end up with the bleak prospects of searching for jobs and competing…