Some people are worried about being able to keep up with their credit card payments so that they can maintain a good credit score. Others are worried about their credit on a grander scale. Foreclosure rates have reached highs most of us have never seen before

In the recent years, commodities as an asset class have received a lot of attention from the investor community. Many investors are now turning towards commodities as because they are disappointed with the return on other assets. The Reuters/Jefferies CRB Index, an index that tracks a basket of commodities nearly doubled in the last decade.

A fter a tumultuous year that brought auto makers to their knees and forced radical restructuring, executives fear the industry is still dogged by a key problem that helped cause massive pools of red ink in the last decade – too much capacity. “We still have overcapacity in the United States,” Ford Motor Co.

S uncor Energy Inc. SU-T is reassessing the economics of its proposed Fort Hills oil sands project and setting off another round of layoffs as the energy sector grapples with soaring costs inherited during the oil boom. Canada’s biggest energy company will cut 1,000 jobs as it sells a number of natural gas assets, and puts off a decision on how to develop the Fort Hills oil sands mine until later next year, another delay for a project that was already put on hold in late 2008.

T hey can’t say they weren’t warned. For months, policy makers, ranging from U.S. President Barack Obama to Bank of Canada Governor Mark Carney, have been telling bankers that politics have changed.

T he Herm�s store on Toronto’s famed mink mile did something in December it had never done before: It brought in an engraver to personalize fragrance bottles with a customer’s initials, flowers or hearts. It was a free service for customers at the upscale retailer, one that the well-heeled appreciated. Not bad for business either, as overall sales at the store almost doubled from a year earlier

C hina is moving to curb rampant credit expansion amid a bank lending spree and flood of hot money flowing back into its surging economy. The People’s Bank of China surprised markets Tuesday by raising the level of reserves that banks must hold by half a percentage point to 16 per cent of deposits, forcing banks to curb lending to meet the new requirement. The central bank also boosted the interest rate on its one-year bill to 1.84 per cent, an increase of eight basis points