Stocks are rising in early trading as investors await a report on manufacturing and the dollar continues its slide. Overseas markets rose Tuesday amid diminishing fears about Dubai’s credit problems. The emirate’s government investment company says it is looking at restructuring part of its $60 billion in debt.

Stocks are heading toward a higher open as investors await reports on manufacturing and home sales. The Institute for Supply Management’s assessment of the manufacturing economy during November is due at 10 a.m. Eastern time Tuesday, along with the National Association of Realtors’ tally of pending home sales for October

French bank BNP Paribas on Tuesday raised its savings target from the acquisition of Belgian lender Fortis, saying it expects annual synergies of euro900 million ($1.35 billion) by 2012. When it announced plans to take over most of Fortis in October last year, BNP Paribas set a goal of euro500 million annual cost savings by 2011. The Fortis purchase made BNP the largest financial institution by deposits across the 16 countries that use the euro.

When creditors transfer the collection of debts to a collection agency, borrowers often encounter problems dealing with collectors. Some collection agencies violate the Fair Debt Collection Practices Act and ignore the consumer rights of the borrower.

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