It’s being referred to as the worst recession in a generation. If people have learned anything from it, it’s that they need to lead themselves to financial stability, security and, especially, wealth. While many are determined to cut expenses and save as much money as they can, they’re still missing one gigantic point.

The odds favorite to win the Nobel, Eugene Fama, lost the prize to two other Americans, Elinor Ostrom and Oliver Williamson. Ostrom & Williamson study the way decisions are made outside of markets, which is the focus of many other economists.

The month of October is National Work Family Month . Families and workers are trying to succeed and survive in this challenging economy.

News that Americans Elinor Ostrom and Oliver Williamson have won the Nobel Prize for economics sent the already contentious community of social scientists into a predictable tizzy. Several factors seem to have catapulted the two, who were separately lauded for their respective work, to the top rank of a beleageured profession.

A healthy percentage of the uninsured, about 46 percent, work for small businesses too poor to afford insurance. And poll after poll says that fear of not having insurance keeps would-be entrepreneurs working for companies rather than striking out on their own.

Citigroup is expected to be fined $600,000 by the Financial Industry Regulatory Authority over derivatives transactions that helped foreign clients avoid taxes on dividends, a source familiar with the matter said on Sunday.

Alex Lange is a chubby, dimpled, healthy and happy 4-month-old. But in the cold, calculating numbered charts of insurance companies, he is fat.